Auto insurance is a must-have for Texas drivers. It protects you financially if you’re in an accident and helps cover costs for vehicle damage and injuries.
Getting quotes from different companies lets you compare prices and find the best deal.
You can save money on car insurance in Texas by shopping around and comparing rates.
Many factors affect your premium, like your driving record, age, and the type of car you drive. Some insurers offer special discounts for safe driving, bundling policies, or having certain safety features in your vehicle.
Liability Auto Insurance Company
Liability Auto Insurance Company offers car insurance options in San Antonio, Texas. They specialize in providing basic liability coverage to meet state minimum requirements.
This can be a good choice if you’re on a tight budget and need affordable insurance.
When you visit their office, you’ll find the staff to be helpful in explaining coverage options.
They can assist you in getting a quote quickly. The company aims to make the insurance process simple and straightforward for customers.
Keep in mind that while liability-only policies are cheaper, they offer limited protection. You’ll need to decide if this level of coverage meets your needs.
It’s always smart to compare quotes from multiple companies before making a decision.
Rating: 3.1 (7 reviews)
Location: San Antonio, TX
Contact: (210) 592-4040
Website: Visit Website
Texas Auto Insurance Agency
Looking for auto insurance in Houston? Texas Auto Insurance Agency is a top choice. They offer personalized service to help you find the right coverage for your needs.
The agents at Texas Auto Insurance Agency are knowledgeable and friendly. They take the time to explain different policy options in easy-to-understand terms.
You’ll feel confident making an informed decision about your coverage.
Located on Richmond Avenue, the office is easy to access. The waiting area is comfortable, and you won’t have to wait long to speak with an agent.
They aim to make the insurance process quick and hassle-free.
Texas Auto Insurance Agency works with multiple insurance providers. This means you can compare quotes and find the best rates.
You might even save money on your premiums by bundling policies or taking advantage of discounts.
Rating: 5 (15 reviews)
Location: 5090 Richmond Ave. UNIT 106, Houston, TX 77056
Contact: (954) 479-9202
Remco Auto Insurance
Remco Auto Insurance in Temple, Texas offers a wide range of coverage options to fit your needs. When you visit their office on S 31st Street, you’ll find friendly staff ready to help you find the right policy.
The agents at Remco have deep knowledge of Texas auto insurance requirements. They can explain the minimum coverage limits and help you decide if you need additional protection.
You’ll get clear answers to your questions about liability, collision, and comprehensive coverage.
Remco works with multiple insurance providers to find you competitive rates. They’ll compare quotes from different companies to get you the best deal.
You can feel confident you’re getting good value for your premium.
If you have a classic car or need specialized coverage like an SR-22, Remco can help with that too.
Their team understands the unique needs of different drivers and vehicles. They’ll make sure you have the right protection in place.
Rating: 4.5 (188 reviews)
Location: 1310 S 31st St, Temple, TX 76504
Contact: (254) 771-2000
Website: Visit Website
Quote Texas Insurance
Quote Texas Insurance offers top-notch auto coverage in Burleson, Texas. When you walk into their office on NW Lorna Street, you’re greeted by friendly staff ready to help.
They take the time to understand your needs and explain different policy options.
The agents at Quote Texas are experts in Texas auto insurance laws. They can guide you through the process of choosing the right coverage for your vehicle.
You’ll get clear answers to your questions without any confusing jargon.
Quote Texas Insurance has a strong reputation in the local community. Many customers praise their fast and efficient service.
They work hard to find you the best rates from multiple insurance companies. This saves you time and money on your auto policy.
Rating: 4.9 (347 reviews)
Location: 213 NW Lorna St, Burleson, TX 76028
Contact: (844) 695-9491
Website: Visit Website
LOW COST INSURANCE
You’ll find a friendly and helpful team at LOW COST INSURANCE in Fort Worth. They make getting car insurance quotes quick and easy.
The staff takes time to understand your needs and find you the best coverage.
Their office is conveniently located on Jacksboro Highway. When you walk in, you’re greeted warmly and made to feel welcome.
The agents are knowledgeable and explain insurance options clearly.
LOW COST INSURANCE works with many different insurance companies.
This means they can shop around to get you good coverage at a competitive price.
Whether you have a perfect driving record or a few blemishes, they’ll find a policy that fits.
You can get quotes and make policy changes online anytime. But if you prefer talking to someone, their agents are always ready to help.
They aim to provide personal service with the convenience of modern technology.
Rating: 4.5 (143 reviews)
Location: 5501 Jacksboro Hwy #600, Fort Worth, TX 76114
Contact: (817) 625-1873
Website: Visit Website
Remco Auto Insurance
Remco Auto Insurance in Austin offers reliable coverage for Texas drivers. When you visit their office on South I-35, you’ll find knowledgeable agents ready to help you find the right policy.
The company specializes in various types of auto insurance. They can set you up with basic liability coverage or more comprehensive options.
Remco’s team takes the time to understand your specific needs.
You’ll appreciate Remco’s focus on affordability. They compare policies from different providers to find you the best rates.
This approach helps you save money without sacrificing protection.
Remco also offers coverage for unique situations. If you need an SR-22 certificate or insurance for a classic car, they’ve got you covered.
Their expertise extends to motorcycles, RVs, and commercial vehicles too.
Rating: 4.3 (65 reviews)
Location: 2700 S I-35 Frontage Rd Suite 200, Austin, TX 78704
Contact: (512) 575-2000
Website: Visit Website
Remco Auto Insurance
Remco Auto Insurance in Austin offers reliable coverage options for drivers in the Lone Star State.
When you visit their office on South Congress Avenue, you’ll find helpful agents ready to assist with your insurance needs.
The company specializes in auto insurance but also provides other types of coverage.
Their team can help you find the right policy to fit your budget and requirements.
Remco has been in business for over 30 years. This experience shows in their personalized service and ability to compare policies from multiple providers.
You can expect knowledgeable advice on coverage limits, deductibles, and optional add-ons.
Getting a quote from Remco is easy.
You can stop by their office, call, or use their online quote tool. The staff takes time to understand your situation and explain your options clearly.
Rating: 3.8 (97 reviews)
Location: 4358 S Congress Ave Suite 1, Austin, TX 78745
Contact: (512) 322-9444
Website: Visit Website
Freeway Insurance
Freeway Insurance in Midland, Texas is your go-to spot for affordable car insurance.
When you visit, you’ll find friendly staff ready to help you find the best coverage for your needs.
The office is easy to find on North Big Spring Street.
Inside, the atmosphere is welcoming and professional. You’ll likely be greeted promptly and offered assistance.
Freeway specializes in car insurance, but they also offer other types of coverage.
You can get quotes for motorcycle, homeowners, and renters insurance too. The agents are knowledgeable and can explain different policy options clearly.
If you’ve had tickets or accidents in the past, don’t worry. Freeway Insurance can still help you get covered.
They work with many different insurance companies to find you the best rates possible.
Rating: 4.9 (358 reviews)
Location: 1102 N Big Spring St, Midland, TX 79701
Contact: (432) 218-2036
Website: Visit Website
Remco Auto Insurance
Remco Auto Insurance in Texas City offers reliable coverage for your vehicle needs.
When you walk into their office on Palmer Highway, you’re greeted by friendly staff ready to help. They take the time to understand your situation and find the best policy for you.
The agents at Remco are knowledgeable about Texas auto insurance laws. They can explain different coverage options in simple terms. You’ll feel confident making decisions about your policy with their guidance.
Remco’s customer service stands out. They’re quick to respond to questions and handle claims efficiently.
If you need to update your policy or file a claim, the process is smooth and hassle-free.
Getting a quote from Remco is easy.
You can visit their office, call, or check their website. They offer competitive rates and may have discounts you qualify for. With Remco, you can drive with peace of mind knowing you’re well-covered.
Rating: 4.6 (77 reviews)
Location: 3109 Palmer Hwy a1, Texas City, TX 77590
Contact: (409) 908-3008
Website: Visit Website
Freeway Insurance
Freeway Insurance in Odessa, Texas is your go-to spot for affordable auto insurance quotes.
They compare rates from top companies to find you the best deal. Their friendly agents work hard to get you good coverage at a price you can afford.
You don’t need to worry if you have a less-than-perfect driving record. Freeway can help you get insured even if you’ve had tickets, accidents, or need an SR-22.
They offer more than just car insurance too. You can get quotes for motorcycle, commercial auto, home, and renters insurance.
The office is easy to find on County Road West.
When you walk in, you’ll be greeted by staff who speak both English and Spanish. They’re open six days a week, with extended hours on weekdays to fit your schedule.
Switching to Freeway could save you money on insurance.
Stop by their office or give them a call to see how much you could save. Their team is ready to help you find the right coverage for your needs.
Rating: 4.8 (133 reviews)
Location: 1635 N County Rd W, Odessa, TX 79763
Contact: (432) 218-2033
Website: Visit Website
Understanding Auto Insurance Quotes
Auto insurance quotes give you an estimate of what you’ll pay for coverage. They’re based on several factors and can vary between companies. Comparing quotes helps you find the best deal.
Factors Influencing Quotes
Your driving record plays a big role in your quote. A clean record usually means lower rates. Your age and gender also affect costs. Young drivers and males often pay more.
The type of car you drive matters too. Expensive or high-performance cars typically cost more to insure. Where you live is important. Texas drivers pay about 18% more than the national average for full coverage.
Your credit score can impact your rates in Texas. Better credit often leads to lower premiums. The amount of coverage you choose affects your quote. More coverage means higher costs.
How to Compare Quotes
Start by getting quotes from several companies. The Texas Department of Insurance recommends comparing at least three.
Make sure each quote is for the same coverage levels. This ensures you’re comparing apples to apples. Look at both the premium and the deductible. A low premium might come with a high deductible.
Consider the company’s reputation and customer service. Check their complaint history with the Texas Department of Insurance. Don’t just focus on price. The cheapest option isn’t always the best.
Use online comparison tools to speed up the process. These let you enter your info once and get quotes from multiple companies.
State-Specific Regulations
Texas has unique auto insurance rules you need to know. These rules affect the coverage you must have and how your driving record impacts your insurance.
Minimum Coverage Requirements in Texas
In Texas, you must have auto insurance to drive legally. The state requires:
- $30,000 per person for bodily injury
- $60,000 per accident for bodily injury
- $25,000 for property damage
This is often called 30/60/25 coverage. It’s the least amount of insurance you can have.
You might want more coverage to protect yourself better. Think about adding:
- Collision coverage
- Comprehensive coverage
- Uninsured motorist coverage
These can help pay for damage to your car and injuries you might get in an accident.
Impact of Driving Record
Your driving record plays a big role in your insurance costs in Texas. Good drivers often pay less.
Here’s how your record can affect your rates:
- Tickets can raise your rates
- Accidents may increase your premium
- DUIs can lead to much higher costs
Some companies offer discounts for safe driving. You might save money if you:
- Take a defensive driving course
- Install a safe driving app
- Go a long time without accidents or tickets
Keep your record clean to get better rates. If you have issues on your record, ask about ways to improve your standing with insurers.
Frequently Asked Questions
Car insurance in Texas can be complex. Factors like your driving record, location, and coverage choices affect costs. Companies offer different options for full coverage policies.
What factors affect the cost of car insurance in Texas?
Your driving history plays a big role in insurance costs. Accidents and tickets can raise rates.
Meanwhile, your age, gender, and credit score also matter.
Where you live in Texas impacts prices too. Big cities often have higher rates than rural areas.
The type of car you drive affects costs as well.
How can I find the most affordable auto insurance in Texas?
Compare quotes from multiple companies to find the best rates.
Ask about discounts for safe driving, good grades, or bundling policies.
Consider raising your deductible to lower monthly payments. But make sure you can afford the higher out-of-pocket cost if you need to file a claim.
Which companies offer the best full coverage car insurance policies in Texas?
Top insurers in Texas include Liability Auto Insurance Company and Texas Auto Insurance Agency.
Remco Auto Insurance and Quote Texas Insurance also offer competitive full coverage options.
Look for policies that include liability, collision, and comprehensive coverage.
Some companies offer extras like roadside assistance or rental car coverage.
What is the average monthly premium for car insurance in Texas?
Car insurance rates vary widely in Texas. Your personal factors and coverage choices affect your costs.
Getting quotes from different companies is the best way to find out what you’ll pay.
How do Texas auto insurance rates compare to other states?
Texas car insurance rates are often higher than the national average.
This is due to factors like severe weather, high traffic in major cities, and a large number of uninsured drivers.
What are the minimum auto insurance coverage requirements in Texas?
Texas requires drivers to have liability coverage. The minimum is $30,000 per injured person, up to $60,000 per accident, and $25,000 for property damage.
This is often written as 30/60/25 coverage. Many experts recommend getting more than the minimum to better protect yourself.